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I just want to get my shit together so fucking badlyI graduated high school in 2015 with terrible grades, borderline fail. In spite of all this dumb shit, I still felt relatively happy - I was still by all appearances healthy, and had an active social life.Forgive me if this is a bit rambled and all over the place, it feels like there's 100 different things I want to get off my chest and sometimes it all blends together hahaha. (I know many of you reading this deserve government help a lot more than I do and I hope you don't hate me too much) Now that I have money again, my diet has gone back to uber eats for every meal, and I am now back up to my heaviest weight, and I am starting to feel the physical effects of my lifestyle at only 22.I am desperate to get my life back, but I have no will power. About 1 week ago.
Continue Reading → Immediately afterwards, my effort in school dropped to zero. Trust me, I am acutely aware of how disgusting this reads if you've ever had to struggle for a pay-check. I lived in a tiny, TINY, student apartment, with a roommate I was awkward and anxious around. After spending the money, I actually overdrew my bank account $600, which my dad eventually had to pay off for me. I've lost control of my life, and I'm desperate to get healthy again (very long) ... again paid off by my dad. I had lost interest in the course I was studying once again, and intended to change course and uni in 2019. Instead I’m more wound up than ever.I’ve only got one account though.You got it – a typical banker sort of image.Returning hours later with a new shiny black powerstation, I finally can get on the net.He tells me because it’s a special gift and I should be thankful.I click and find it’s a thing called a reserve account.I went to the cashpoint and the machine wouldn’t give me any cash. Towards the end of 2019 though, I lost 15 kilos (33lbs), mostly as a result of being too broke to afford junk food. No cash.It’s a wet Saturday with no cash, and the banks just lost my £10,000.My wife’s not happy as my £2,000 two–year old desktop sails through the study window into the yard.I called the bank on my mobile.“Sir, you are about to go overdrawn on Monday”, said the Mumbai man.Then I spot a down and out busker under Waterloo bridge with a hatful of change.Mumbai man asks how he may be helping me today sir?Shaping the future of financial servicesMister Mumbai tells me a very special reserve account that earns high interest, and tells me to call my account manager to find out more.He tells me to be more prudent and that this time they’ll only charge a one–off fee of £200 to put it all right again.The bank’s lost my cash and is now going to charge me bloodsucking fees and overdraft charges.Then I notice another account number.And the reserve account has ten grand in it!No cash and I’m out on a Saturday night with just ten quid and a cash card that’s about as useful as a fart in a spacesuit.No worries, I’ll sort it out when I get home online.I ask, “what’s this reserve account?”Meantime, it’s time to party but I’m not happy.The conversation is not going well.“Waddya mean, I’m going overdrawn on Monday?” I yell.